Every Feature Built for Real Estate
Deep dive into how each AML Assured feature addresses specific AUSTRAC requirements while integrating seamlessly into your real estate workflows.
What AML Assured covers in one platform
One-Click ID Verification (KYC/KYB)
Verify buyers, vendors and entities with beneficial ownership resolution.
Digital identity verification that handles every client type in Australian real estate. Automated workflows for individuals, companies, trusts, partnerships, and power of attorney scenarios with complete audit trails.
- Handles individuals, companies, trusts & partnerships
- Beneficial ownership resolution for complex entities
- Complete audit trail with pass/fail reasoning
AUSTRAC requires
- Identify and verify customers & beneficial owners before transactions
- Use reliable and independent methods for verification
- Maintain auditable evidence of verification processes
How AML Assured solves it
- Unified flows for individuals, entities, trusts, and Power of Attorney
- Automated document capture with OCR and liveness detection
- Real-time sanctions, PEPs, and adverse media screening
- Clear pass/fail reasoning with complete audit trail
- Beneficial ownership resolution for complex structures
- AUSTRAC-compliant verification standards
Smart Risk Assessment
Risk scoring built for property realities (offshore buyers, layered entities, large cash, odd timings).
AI-powered risk assessment framework specifically designed for real estate transactions. Considers property-specific risk factors like offshore buyers, complex ownership structures, and unusual transaction patterns.
- Property-tuned risk questionnaires
- Automated risk scoring and controls
- Risk register with export capabilities
AUSTRAC requires
- Documented risk-based AML/CTF program tailored to business
- Risk assessments that drive appropriate controls and procedures
- Regular review and updating of risk assessment framework
How AML Assured solves it
- Property-tuned risk questionnaires and assessment criteria
- Automated risk scoring based on real estate specific factors
- Suggested controls and mitigation strategies
- Comprehensive risk register with export functionality
- Regular risk framework updates based on industry changes
- Integration with transaction monitoring and ongoing CDD
Ongoing Monitoring
24/7 checks reduce missed signals in busy pipelines.
Continuous monitoring system that screens clients against sanctions, PEPs, and adverse media while tracking transaction patterns. Designed for the fast-paced nature of real estate settlements.
- Scheduled and event-based screening
- Trust account and settlement flags
- Priority triage with auto-logging
AUSTRAC requires
- Ongoing customer due diligence throughout business relationship
- Continuous sanctions, PEPs, and adverse media screening
- Transaction monitoring with appropriate escalation procedures
How AML Assured solves it
- Automated scheduled and event-based screening cycles
- Real-time trust account and settlement monitoring
- Priority-based triage system for efficient case management
- Automated notes and comprehensive activity logging
- Integration with settlement timelines and PEXA workflows
- Escalation protocols tailored to real estate urgency
Automated Reporting (SMR/TTR/ITR)
Minutes to submission with complete auditability.
Intelligent reporting system that auto-drafts SMR, TTR, and ITR reports from your risk logic and AML/CTF procedures. Streamlined review process ensures accurate, timely submissions to AUSTRAC.
- Auto-drafts from risk logic and procedures
- Guided review to sign-off to submit workflow
- AUSTRAC-aligned outputs with submission logs
AUSTRAC requires
- Correct and timely suspicious matter, threshold, and international fund transfer reports
- Accurate completion of all required fields and supporting information
- Evidence of proper review and authorisation before submission
How AML Assured solves it
- Auto-draft reports generated from integrated risk assessment logic
- Guided review workflow from draft to sign-off to submission
- AUSTRAC-aligned report formatting and field validation
- Complete submission logs and audit trail maintenance
- Automated deadline tracking and reminder systems
- Integration with case management for supporting evidence
Risk Alerts
Keeps matters moving without missed escalations.
Real-time alert system that identifies and prioritises compliance risks across all transactions. Provides clear action guidance to keep deals moving while maintaining strict compliance standards.
- Real-time notifications with priority ranking
- Clear action guidance and next steps
- Automated logging and case tracking
AUSTRAC requires
- Timely identification and escalation of suspicious activities
- Documented rationale for compliance decisions and actions
- Ongoing oversight and monitoring of flagged matters
How AML Assured solves it
- Real-time risk notifications across all transaction types
- Intelligent priority ranking based on risk severity
- Clear action guidance with suggested next steps
- Automated logging of all alert responses and outcomes
- Integration with matter management systems
- Escalation workflows that respect settlement timelines
Evidence Vault (7-Year Retention)
Always audit-ready.
Secure Australian data storage with automated 7-year retention compliance. Encrypted storage with role-based access ensures your compliance records are protected and instantly retrievable.
- Australian data residency with bank-grade encryption
- Role-based access with instant search capabilities
- Automated 7-year retention with export functionality
AUSTRAC requires
- Retain all KYC/KYB documentation, monitoring records, and reports
- Secure storage with controlled access and audit trails
- Fast retrieval capabilities for regulatory requests and audits
How AML Assured solves it
- Guaranteed Australian data residency with bank-grade encryption
- Role-based access controls with comprehensive audit logging
- Automated 7-year retention with no manual intervention required
- Instant search, export, and secure sharing capabilities
- Integration with all AML Assured modules for complete record linkage
- Backup and disaster recovery with 99.9% uptime guarantee
AML/CTF Program & Training
Real-estate-specific program that evolves with risk.
Ready-to-implement AML/CTF program templates designed specifically for real estate and conveyancing operations. Includes staff training modules, attestation tracking, and program evolution management.
- Sector-specific program templates
- Training tasks with attestation tracking
- Version control with approval workflows
AUSTRAC requires
- Tailored, documented AML/CTF program specific to business operations
- Regular staff training with evidence of completion and understanding
- Periodic program review and updates based on risk changes
How AML Assured solves it
- Real estate sector-specific program templates and frameworks
- Structured training modules with completion tracking and attestations
- Comprehensive version control with approval and history management
- Regular program review prompts based on regulatory changes
- Integration with risk assessment updates and procedural changes
- Automated staff notification and training assignment systems
Property Compliance Hub
Keep every property's AML picture in one place.
Each property in AML Assured gets its own compliance hub – a single workspace where you can see every KYC, risk assessment, report and note linked to that transaction. No more chasing documents across inboxes and shared drives.
- All KYC/KYB checks linked to the specific property
- Risk assessments, alerts and monitoring history in one view
- SMR/TTR/ITR reports and evidence files tied to the matter
- Role-based access so principals, compliance and agents see what they need
AUSTRAC requires
- Clear linkage between clients, transactions and due diligence records
- Evidence that risk assessments and reports relate to specific matters
- Audit-ready documentation for inspections and reviews
How AML Assured solves it
- Dedicated compliance hub for each property with full record history
- Automatic linking of KYC, risk, monitoring and reports to the correct file
- Centralised notes and documents so nothing lives only in an inbox
- Fast, exportable views for audits and internal reviews
Ready to Experience These Features?
See how AML Assured turns Tranche 2 obligations into one simple workflow for your agency.